If you are interested in managing and reducing your workers compensation claims and insurance premiums, you should think about improving safety in your workplace. In general, if there are numerous claims by your employees for compensation, the insurer will consider your business a high-risk investment. Therefore, the payments required for the financial protection will be higher. On the other hand, if you improve safety in the workplace, your workers will file fewer claims. As a result, you can negotiate better terms when purchasing your policy. Here are practical tips to help you get started with safety improvements in your workplace.
Identify and Control Hazards
You should examine your workplace and identify the potential dangers lurking in the shadows. It is also important to analyse the details of the claims filed in the past. The data should help you identify the high-risk places in your commercial setup. When you identify the dangers, you should take control measures to prevent contact between the hazard and the workers.
For example, if workers have sustained injuries due specific machines in the past, you should restrict access to experienced operators and technicians. If collision accidents have occurred between machines and people, you should have line markings isolating the equipment from humans during movement. You should also invest in warning signs and safety decals to keep the employees informed of potential hazards around them.
Provide Safety Training
You should make sure that your workers receive proper safety training for their environment and tasks. Often, the injuries which translate into workers compensation claims can be linked to ignorance and carelessness. If you have an educational program to help the employees refresh their memories, you will help them protect themselves.
For example, your heavy equipment should have time to learn about the best operational techniques, maintenance tips and detection of dangerous malfunctions. You should also ensure that the workers are trained in the use of safety gear. Their personal protective equipment can promote the employees' wellbeing if an accident does occur.
Allow Frequent Breaks
If the workers compensation claims that you have handled in the past are mainly related to repetitive strain injuries, you should allow your workers to take frequent breaks. Short pauses between the sessions of work can help minimise the strain of repetitive motion. Moreover, it is an ideal process from relieving mental fatigue.
It is also important to look into the possibility of making ergonomic workstations for your employees. Well-designed workstations can minimise neck strain, carpal tunnel and back pain.Share